Why do we need Insurance?
Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.
Insurance has evolved as a process of safeguarding the interest of people from loss and uncertainty. It may be described as a social device to reduce or eliminate risk of loss to life and property.
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Different Categories and Insurance Policies
SMALL BUSINESS
1. Shop Insurance
2. Office Insurance
3. Education Institutes Insurance
4. Hotel & Restaurants Insurance
5. Housing Society Insurance
6. Package Insurance
TRAVEL INSURANCE
1. Business Travel Accident
2. Small Business Travel Accident
FIRE & ENGINEERING INSURANCE
1. Standard Fire and Special Perils Policy
2. Boiler & Machinery
3. Contractors All Risks
4. Erection All Risks
5. Consequential Loss (Fire) Insurance
6. Industrial All Risks Insurance
MARINE CARGO
1. Marine Sales Turnover Policy (STOP)
2. Innovative Marine Solutions
FINANCIAL LINES
1. Directors and Officers Liability Insurance (D&O)
2. Professional Indemnity / Errors and Omissions Insurance (PI / E&O)
3. Public Offering of Securities Insurance (POSI)
4. Crime / Fidelity Insurance
CASUALTY INSURANCE
1. Public / General Liability Insurance
2. Product Liability Insurance
3. Commercial General Liability Insurance
4. Workmen's Compensation Policy
5. Umbrella Liability Policy
6. Contaminated Products Insurance
7. Pollution Legal Liability
HEALTH INSURANCE
1. Mediprime
2. Wellsurance Executive Policy
3. Wellsurance Family Policy
4. Wellsurance Woman Policy
5. Critical Illness
6. Mediplus
7. MediSenior
8. MediRaksha
HEALTH INSURANCE
1. Group Personal Accident
2. Group Multi Guard
MOTOR INSURANCE
1. Auto Secure Corporate Fleet
Many other Categories and many other policies are there for more details please contact us